the L’Oréal adventure?
L’Oréal: the market leader
OUR BRANDS
KEY FIGURES
group
worldwide1
of sales in 2020
operating profit
in 2020
in 2020
in e-commerce2
(2) Sales achieved on our brands’ websites + estimated sales achieved by our brands corresponding to sales through our retailers’ websites in 2020 (non-audited data).
(3) Corporate Social Responsibility programme of the L’Oréal group.
Being a L’Oréal shareholder means believing
in the strength of the Group’s balanced, value-creating
development model, underpinned by decisive assets.
L’Oréal: the market leader
L’Oréal is present worldwide in all market segments and product categories: from luxury to dermocosmetics, by way of consumer products and hair products. The Group is underpinned by a balanced business model that drives long-term, profitable growth.
Our acquisition policy, brand strategies, corporate social responsibility, shareholder policy, and Corporate governance guidelines all adopt a long-term perspective. Given the uncertain and volatile context of the global economy, this is a major asset for sustainable growth.
L’Oréal’s passionate teams have an insatiable appetite for innovation, in order to make L’Oréal a major beauty player and digital pioneer on the market and to provide consumers with the best in beauty in all distribution channels.
creating value
TOTAL SHAREHOLDER RETURN
Your loyalty is rewarded
bonus of
€4.401 instead of €4.002
of the capital for the same shareholder.
(2) Dividend approved at the Annual General Meeting of 20 April 2021.
Your loyalty is rewarded
A loyalty bonus
for registered shares
These shares are registered in your name, which enables you to receive information from L’Oréal directly.
If you register your shares and keep them for two years, L’Oréal offers you an additional dividend of +10%3
2022/2023 Hold your registered shares continuously for two full calendar years.
FROM 2024 Receive for the first time the +10% loyalty bonus for your shares continuously held in registered form since 2021. You will be entitled to receive the +10% loyalty bonus in subsequent years if you hold your shares continuously for two full calendar years. (1) CAC 40 index rebased on the L’Oréal share price since 29/04/2016. Source: Thomson Reuteurs Eikon, share price on 30/04/2021.
(2) Total Shareholder Return of the investment, assuming that the shares are sold at the closing price on 30/04/2021.
(3) Up to a maximum of 0.5% of the capital for the same shareholder, at the closing date of the previous financial year.
shareholder
METHOD OF HOLDING YOUR SHARES
FOLLOW YOUR REGISTERED SHARES
register or transfer your shares to REGISTERED FORM
TO REGISTERED FORM
them to managed
registered shares…
a request form1 to register your
shares as managed registered shares2.
NB: The custodial fees for your registered shares may increase.
shares or managed registered
shares of L’Oréal and you wish
to transfer them to directly
registered shares…
NB: Any fees for transferring your shares to registered form are reimbursed by L’Oréal, for a maximum of €50, upon presentation of an invoice for fees.
shareholder and you wish
to purchase directly
registered shares…
To be sent to:
BNP Paribas Securities Services -
C.T.S. Émetteurs Service Mouvements Titres
Grands Moulins de Pantin
9 rue du Débarcadère
93761 PANTIN CEDEX - FRANCE
or request it on the following number
+33 1 40 14 80 50 from outside France
or via the contact form at:
https://planetshares.bnpparibas.com/login
is your unique point of contact.
(1) Form available on www.loreal-finance.com, Shareholders section/Loyalty Bonus and Registered Shares.
(2) You must complete this process again for any newly purchased shares.
METHOD OF HOLDING YOUR SHARES
OF HOLDING YOUR SHARES?
YOUR SHARES
93761 PANTIN CEDEX – France
your financial institution
OF YOUR SHARES
secure website
www.planetshares.bnpparibas.com
or call +33 1 40 14 80 50 from outside France
your financial institution
OF YOUR
SHARES
your financial institution’s fees
order
www.planetshares.bnpparibas.com
or to be sent to BNP Paribas Securities
Services
your financial institution
AND BANK FEES
• Brokerage rate: 0.10 % for all orders, no minimum
• Bank commission: €18.10 excl. VAT for confirmation forms; €8.10 excl. VAT for all other orders; additional €30 excl. VAT fee for payment by cheque
institution’s fees
DECLARATION
concerning trading in L’Oréal shares only
is sent to you by BNP Paribas Securities
Services
all the transactions on your share account is sent
to you by your financial institution
TO LOYALTY BONUS
OF +10%
for two full calendar years and until the date of payment of the dividend
THE ANNUAL
GENERAL MEETING
paper or electronic version
notice by your financial
institution on request
and you
meetings in your region.
Participation in events arranged specifically for registered shareholders
(e.g.: factory visits)2
and information
on request
REGISTERED SHARES AND A SHARE SAVINGS PLAN
If you hold your L’Oréal shares in a share savings plan (PEA1) and you would like to benefit from the advantages of holding registered shares, in particular the loyalty bonus, while keeping the tax advantages offered by the PEA, you should choose to hold managed registered shares.
ADVANTAGES OF DIRECTLY REGISTERED SHARES
If you would also like to benefit from free management and custody fees, as well as preferential brokerage and bank fees, you should choose to hold directly registered shares. However this is only possible outside a share savings plan (PEA).
(1) In French, Plan d’épargne en actions.
HOW CAN YOU FOLLOW YOUR REGISTERED SHARES?
The introduction of the preferential dividend has made it necessary to create specific ISIN codes. These codes make it possible to determine each year whether the shares concerned will give the right to an ordinary dividend or a preferential dividend.
The L’Oréal share is listed and traded under ISIN code FR0000120321.
L’Oréal shares which have been registered during the current year are identified by this code and will be recognised by a bonus code when they benefit from the loyalty bonus after two full calendar years.
Shares which already benefit from the preferential dividend.
L’Oréal shares which were registered in 2018 and which will benefit from the loyalty bonus in 2021 are identified by this code.
L’Oréal shares which were registered in 2019 and which will benefit from the loyalty bonus in 2022 are identified by this code.
L’Oréal shares which were registered in 2020 and which will benefit from the loyalty bonus in 2023 are identified by this code.
OUR ANSWERS
BNP Paribas Securities Services
C.T.S. Émetteurs
Service Mouvements Titres
Grands Moulins de Pantin
9 rue du Débarcadère 93761 PANTIN CEDEX – France
• Brokerage rate: 0.10% for all orders. No minimum.
• Bank commission:
€18.10 excl. VAT for paper forms;
€8.10 excl. VAT for all other orders;
€30 excl. VAT additional fee for payment by cheque.
You will find all of the information you need, as well as the enrolment, transfer and purchase forms.
You can also call 0 800 66 66 66 (toll free from a landline in France) or +33 1 40 14 80 50 outside France. (1) In French, Plan d’épargne en actions.
Useful information
OUR INDIVIDUAL SHAREHOLDERS Relations team is dedicated to answer your questions
Contact us from France:
0 800 66 66 66
Contact us from outside France:
+33 1 40 14 80 50
Contact us by email:
Useful information
Find out more on the L’Oréal Finance website: www.loreal-finance.comFor more information about the L’Oréal group, please consult our Annual Report: www.lorealannualreport2020.com
Download the mobile app
TABLE OF CONTENTS
- Key figures
- L’oréal, the market leader
- Our brands
- Share price
- Total shareholder return
- Your loyalty is rewarded
- Register or transfer your shares to registered form
- Method of holding your shares
- Follow your registered shares
- Useful informations